Liability Issues with Teen Drivers Involving in an Accident
It is quite common in the United States for the high school teens having and driving their cars. But, statistics show that mostly the car accidents are caused by the teen drivers as they are the dangerous drivers. According to the National Traffic Safety Administration, for each mile driven by the drivers between the age group of 16 – 19, a car meets with four accidents with other cars. The teens are 10% of the entire population whereas 12% of the car wrecks are caused by them. The reason can be lack of experience or careless and irresponsible attitude, but the consequence can be fatal.
In OKC, every year many car accident cases come in attention caused by the teen drivers. The accident attorney in OKC is the only way out to handle the post-accident situation. Now, the question is who will be liable for the accidents caused by this teen drivers? Here are three points answering the same.
When It Is a Family Vehicle
It is possible that the car the teen is driving belongs to his or her family or parents. This will be considered as negligent entrustment and mostly, the parents are alleged as liable for the damage. This is called the family car doctrine. For the details, you can contact the accident attorney in OKC to handle the situation.
When It Is a Friend’s Car
If the teen is involved in an accident with his or her friend’s car, that owner of the car will be liable for the damage. This is called the owner’s liability. If the driver of the other car becomes injured due to the accident, both of the teen and the owner will be sued, and they will have to pay for the damage.
When the Teen Is Uninsured
For such an increased rate of teen driver’s accidents, the insurance companies keep a plan for the uninsured motorists. The victim will be benefitted with it and also the teen has to pay for the damage. If the teen is on the car owner’s insurance policy, the insurance companies of both the parties will work for the claim together. It is dependent on the policy coverage and limit.
If the injured one and their insurance companies make a charge against them, they can sue the teen and the owner as well. The damage compensation is a must in this case.
The accident attorney in OKC can help you with all the rules and regulations to deal with the case. For getting a reliable one, you should better contact The West Law Firm, a reliable team of lawyers who can provide the best solution pertaining to car accident damages and insurance.