Tackling with An Insurance Company for Bad Faith

If you have bought an insurance policy, you know you have bought yourself satisfaction and protection. The whole point of having insurance is to stay calm about any problems you might face in the future. Your insurance company is supposed to give you the assurance accident be beside you in case you encounter an accident. If your insurance company deliberately denies your insurance claim for invalid causes or without doing a genuine investigation, then you can consider bad faith. A bad faith insurance lawyer can help you file a complaint against the insurance company. Let’s discuss how a bad faith case can be filed.

Analyze Their Contract

The first step to filing a bad-faith lawsuit is to check your insurance contract, was made between you and your insurance company. You can get yourself a sample of the entire version of your contract to review if there is any violation from their side. You have to check if its dates are properly written before you decide to file your complaint. A bad faith insurance lawyer can help you to check if all the claims fall under the terms of your contract.

Keep Records on Your Claim

Your bad faith insurance lawyer will make sure that your claim falls under the terms of your policy. They can help you gather all the official papers that you need and can provide the court with photos, reports, and receipts that might be necessary to prove your claim. They can create a log that consists of all the details of the calls and meetings you had with your insurance company. You have to make sure it has the dates, the person who was involved, and what was discussed.

Document the Denial

You can request the supervisor of your insurance company to review the claim and documents that you have provided. You can go to any state regulatory agency to review your case, and there is a chance that your insurer might reconsider their denial charge. Again, you have to document all the statements that they have made for their denial.

Make a Final Request

You can send a final demand letter to your insurance complaint explaining your claim. Your insurer will get 15-60 days of time to pay your dues after you claim it. You have to wait till that particular time before you decide on filing a case..

Initiate the Lawsuit

If you have tried everything and nothing has worked, then your bad faith insurance lawyer will decide where to file the case: state or federal court. The lawyer will also include other charges like fraud and breach of contract in this case.

Work With the Best Attorney!

The West Law Firm can provide you with the best attorneys to tackle the insurance company that has compromised your claim with bad tactics. Consult with our insurance attorney today to schedule a consultation.

** Disclaimer: The above article does not imply a relationship between attorney and client, nor is it legal advice.