Techniques Insurance Companies Use to ‘Bad Faith’ a Claim

Most situations can get worse if there is insurance stress in the picture. There are times when insurance companies contribute to this stress by giving in ‘bad faith’ insurance practices. Here ‘bad faith’ means when an insurance company denies to pay you the claim that you deserve. This can happen even when you have ideally paid all your insurance premiums. Most of the time, all insurance companies rely on sly tactics to avoid paying the insurance holder the money they owe them. Sometimes even taking the proper steps might delay getting the claim, while others who opt for hiring a bad faith insurance lawyer might quickly acquire the claim.

Some Practices the Insurance Company Use for ‘Bad Faith’

Not Doing Proper Investigation 

Every insurance company needs to thoroughly investigate the claim filed by the policyholder before going to any conclusion. It is mostly seen that most insurance companies try to delay or conduct a bad investigation. They try to provide that the policyholder is not eligible to get the claim which may have a ground for a bad faith insurance claim. This can cause a huge problem in getting the money you deserve, and only a bad faith insurance lawyer can help you get it right.   

Give You Less Money Than They Promised

Sometimes insurance companies might give you less money at the end of the claim than they said before. They will give many reasons for why they are doing this and offer the settlement immediately after the accident. No matter how much you negotiate, they won’t budge on their part, and only an experienced bad faith insurance lawyer can make a proper negotiation.

Denying Without Reason

Any insurance company is acting in bad faith if they do not have a solid reason for denying your claim. They are supposed to provide you with the money they promised, and not giving so is wrong on their side. You should hire a bad faith insurance lawyer to get the money because only they can talk properly to them.

Give Threatening Statements

Many insurance companies act aggressively, which can even go as far as making accusations against you. For example, they might say that they will report you as fraud if you try to get your claim where getting a bad faith insurance lawyer is the best option for you.  

Not Giving Documents

Your insurance company needs to give you documentation if they have denied your claim for a valid reason. If they are not providing you with those documents, they are trying to hide something, and you need your bad faith insurance lawyer to look into it.

Make Them Pay 

You deserve to be paid the money they have promised, and if they deny to give you that, then contact The West Law Firm. They have been voted the ‘Best Attorney’ in Shawnee News-Star Best of the Best Award and have the most experienced lawyers in their firm.  

** Disclaimer: The above article does not imply a relationship between attorney and client, nor is it legal advice.