When to Hire a Bad Faith Insurance Lawyer

Conceptual photo about Bad Faith Insurance with handwritten text

The death of a loved one will put a family in a difficult situation. Although nothing can make up for the loss of a loved one, financial stability can help the family cope with the situation to some degree. So don't just have a life insurance policy. Inform your family about the policy's fine print and how to collect the insurance money. A step-by-step guide to filing a life insurance claim can be found here. If the insurer acts in bad faith, call our bad faith insurance lawyer.

Phase 1

Contact the insurance agent. This can be achieved by contacting the company's contact center or visiting the closest branch. You can also get in contact with the person who sold you the policy. Keep the policy information close at hand.

Phase 2

Get your particular situation mitigated as soon as possible. You must act quickly to minimize the losses. This involves taking all appropriate precautions to avoid further damage. Usually, the flood damage or water damage repair company we suggest will assume care of the situation.

Phase 3

Seek a referral of a credible mitigation company from The West Law Firm. The best course of action is to contact The West Law Firm, as we will read between the lines of your insurance policy and find all of the necessary coverage for your particular situation. Our experts will evaluate the damage and provide a cost estimate.

Phase 4

After all records have been obtained, the lawsuit is settled.

Phase 5

Insurance companies are required by law to resolve all disputes within 30 days of all conditions being met. If a further investigation is required, the insurer must complete the process within six months of receiving written notification of the claim. If it fails to do so, it will be obliged to pay interest on the claim sum for the duration it was not paid.

We'll complete your insurance claim and get you paid.

As long as it is included in the insurance policy, your insurance provider is obligated by Oklahoma law to pay you for the cost of restoring your property to pre-loss condition - be careful here! Insurance firms will say that you are not protected when, in fact, you are! So you don't get taken advantage of, we'll meet with the insurance claims adjuster on-site. You have already been through a lot; the last thing you need is to meet with a shady insurance adjuster. We will make sure the insurance provider covers all of the harm your burst pipe has caused.

Phase 6

We will help you get the most money from your insurance claim. It should come as no surprise that insurance firms make low initial offers in the hopes of avoiding a negotiation. Your insurance provider frequently assumes that you will not seek extra coverage or discuss the claim. This is where we can contribute, and we have been told that we are worth our weight in gold.

Additional Tips for Dealing with Your Insurance Claim

Insurance firms, as previously mentioned, have a proclivity for dragging their feet. Working with The West Law Firm, here are some tips for optimizing the insurance payout for a burst pipe claim in Oklahoma:

  • Document All from the Start: Keep a journal and take a lot of photos! It is easier if you take a lot of pictures. Make a list of all the damaged items and their estimated prices. Take pictures of any objects that have been harmed by water. The more photos you have, the better. Keep track of everything in your claims journal.

  • Allow The West Law Firm to Negotiate: Never accept an insurance company's quote! The first bid is frequently extremely poor! We will make sure you get a good price for the things destroyed by a burst pipe. We will also re-negotiate even after you approve a quote and collect a check from the insurance provider.

  • We'll Help You Get the Most Out of Your Policy: Property insurance does not just cover the risk of restoring your home to its pre-loss state. When your property is unlivable, Oklahoma law allows you to get reimbursed for items like food, transportation, and lodging.

** Disclaimer: The above article does not imply a relationship between attorney and client, nor is it legal advice.