How to Deal with the Accident by an Uninsured Driver

Collision Of Two Cars

Accidents are unpredictable. It can happen anytime. You can file a case against the driver and claim insurance. But, what if the driver is not insured and he or she hits you? It is imperative for all the cars of the U.S., to have insurance, but there are many drivers who do not follow the law. The UM coverage is a part of the car insurance that would get your back when you are hit by an uninsured driver and covers the damage. You have to contact your personal injury lawyer in OKC to handle such a situation.

Here are some tips which are needful to do from your part:

  • It is important to get as much as possible UM insurance. If an uninsured driver hits you and you become injured, the huge medical cost will become a burden to you. This is the reason why you need UM coverage for supporting in your crisis.

  • Even if it is a minor accident, it is important to call the police. If they get notified about it, it will be easy to deal with the insurance companies for the claim.

  • It will help if you have the name and license plate number of the driver. You can just take a picture of the number plate. It is not possible to gather insurance information other ways as the driver is not insured.

Taking Pictures Of Accident Zone

  • Take pictures of everything surrounded so that you can have evidence of the place where the accident occurred and the scene after the accident.

  • Even if the injuries are not that serious, you should get a treatment for that. The objective is to get examined by the doctor. It can be presented as evidence and also, apparent minor injuries can create bigger problems in the future.

  • Within 30 days of the accident, you have to file a claim to the insurance company. If the driver is uninsured, the UM coverage will save you.

  • Even if you get the claim you should report an uninsured driver. If more of the uninsured drivers would be there on the road, it will be risky for the people. You should report the uninsured driver involved in the accident. In this case, either the driver has to show the proof of insurance within 30 days of time or a vehicle registration loss will be there.

But before everything else, you should call your personal injury lawyer in OKC to follow the right way. Come to us at The West Law Firm to get a proficient lawyer who has huge experience in helping people in such situations. We are always there to help you out.