Meet PIP, Your Helping Hand After an Accident
PIP is a popular term these days, but very a few people know about it in detail. PIP is an abbreviation of Personal Injury Protection. This is an auto insurance coverage, under which you will get medical bills, lost wages, or other injury expenses. This is also often mentioned as no-fault insurance, it will pay a specific amount against your accidental damage no matter who is guilty. In Oklahoma City and everywhere else in U.S.A., this is very effective. You can ask your personal injury lawyer in OKC to elaborate on it.
How It Works
It pays a part of your medical expenses and lost wages if you are injured in an accident. Each state or company has a minimum PIP amount included in your plan, however sometimes you can attach an additional amount on to your plan with a fee. Your lawyer will help you to get the most out of it.
Who Can Get It?
There is a list mentioning the type of individuals who can get this PIP. It includes –
An insured person or car owner
Family members of insured who live together
Those who used the car with the insured person’s permission
Passengers of the car
Pedestrians injured by the car
Do You Need It?
Only a personal injury lawyer in OKC can say whether you need it or not. But in our opinion, you need it as it is extra money in your pocket when you are in trouble due to an injury. Even if you have medical insurance you need PIP because insurance can come with co-pays and deductibles. Pip does not have any such liabilities; it also pays for lost wages that insurance never gives.
When the other party is at fault, PIP will help you a lot. The health insurance company has nothing to do with the money you get from PIP; instead, they have to pay out fully what is owed to you for your medical expenses, regardless of if you used PIP initially or not.
There is so many things to know about it. Come to The West law Firm for assistance from a personal injury lawyer in OKC. We will help to dig deep into PIP and get the highest benefits for you.
** Disclaimer: The above article does not imply a relationship between attorney and client, nor is it legal advice.