Bad Faith Insurance Claim: Know the Process, Steps And the Final Way Out

When you are out with your car on the busy roads of the United States, it is possible to collide with another car. It is also possible that, despite having no fault, you are involved in an accident and your car is damaged. As the U.S. government mandates a car insurance for every car owner, they are supposed to get your back in crisis.

But there is a catch. There are many insurance companies who don’t help the insured people with their deserving claim at the time of crisis. When an insured person doesn’t get a claim from the company, the case is tagged under ‘bad faith insurance’ and the person can hire a bad faith insurance lawyer. Delaying the claim due to an unintentional mistake doesn’t fall under the same tag. Otherwise, you should take  the help of a lawyer.

When to File a Claim?

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Delaying is highly avoidable in this case. Immediately after the collision, the car owner needs to contact the insurance company to explain the scenario. You can file a claim if your car is damaged for any other reasons apart from accident, stolen or vandalized.

When you are filing a claim, ensure that you have your policy number and other credentials along with start and end date of the policy, date and time of incident, name, address and phone numbers of the other driver, witnesses and passengers and the license number of yours and the other driver.

How to File a Claim?

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In between the two processes of filing the claim and receiving it there are some steps, and while processing this the insurance company may give you trouble. Let the bad faith insurance lawyer handle the process, for avoiding any such man-made trouble.

·         You need to consult with the professional of the car insurance company.

·         Discuss the details of the coverage and counter if there is any confusion regarding it.

·         Let the professionals evaluate your claim inspecting your car, other evidence of accident and injury and the initial payment.

·         At this stage, you will get the claim, if all the conditions suit properly and after that the case will be closed.

If the accident causes you any injury, the insurance company is supposed to give a coverage on that. It is called the medical coverage. The medical bills are included in it. The immediate payment of the reimbursement should be done once you show all the evidence properly to the insurance company. This belong to the policy of any insurance company. In breach of that, your bad faith insurance lawyer should deal with it, whom you can hire to handle the legal procedures.

For the reliable attorney to deal your bad faith insurance case, you can contact The West Law Firm, who provides experienced professional bad faith insurance lawyer to understand your problem and take initiatives based on that.